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Contact
your Customer Accounts team (during normal office hours) on: 01249
466120 or email: customer.accounts@westlea.co.uk
The name of the officer who looks after your account is shown on all
letters we send you.
What happens if you take me to court for not paying my rent?
If you are behind with paying your rent, we can take you to court to get the money you owe us.
You can help us to help you by getting in touch with us straight away, telling us about your situation and agreeing a payment plan. We will do as much as we can to avoid taking you to court. Usually, you can sort this problem out without going to court if you talk to us as soon as possible.
Who should I contact to talk about this?
If you want to talk to someone about paying your rent, or paying off your rent arrears, please contact the customer accounts team.
Phone: 01249 466120
E-mail: customer.accounts@westlea.co.uk
The name of the person who looks after your account is shown on all letters we send you.
Common questions
Why are you taking me to court?
Because you are behind with paying your rent.
We have tried to get in touch with you to sort this out. However, if you have not replied to us, or not kept to a repayment plan that we have agreed with you, we will start court action.
What should I do now?
You should contact us straight away to talk about why you are struggling to pay the rent. We may be able to:
- help you claim benefits or to speed up a claim you have already made;
- give you money advice if you have other debts;
- make a payment plan with you before the hearing; and
- put you in touch with support agencies for extra help.
I have received a defence form. Do I have to fill it in and where do I send it?
You should fill in the defence form and send it to the court straight away. This is your chance to give them extra information about your personal circumstances to help them make a decision.
If you need help to fill in the defence form, please contact:
- your local citizens advice bureau (this help is free);
- a local law centre (this help is free); or
- a solicitor (who will charge you).
We don’t want to take you to court, so please contact us for advice straight away. We can help you make a repayment plan to pay off your arrears. As long as you make this plan and stick to it, we will not take court action against you.
We will always write to you to let you know if we are going to take you to court.
What should I do?
There are several things you can do to sort this out.
- Contact us straight away for help and advice.
- Work with us to agree a repayment plan, which means paying your normal rent plus an extra amount to pay off your rent arrears.
- Make sure you claim Housing Benefit and Council Tax Benefit from your local council if you are entitled to it.
- Check whether you can claim any other benefits or tax credits.
- Keep us up to date about your situation and any progress on your benefit claims.
- Contact your local citizens advice bureau for help.
How can you help?
We don’t want to take court action, and will try to avoid it by:
- giving you advice about claiming benefits or tax credits;
- helping you fill in Housing Benefit claim forms;
- helping you sort out any problems you have with claiming Housing Benefit;
- offering you extra support if you need it;
- giving you advice on money and debt if you owe other debts; and
- referring you to other support agencies for help.
What will happen if you take me to court?
If we go to court, we will ask the district judge for one or more of the following orders.
- An adjournment – this gives you extra time to sort out any issues raised during court proceedings before the judge makes a decision.
- An adjournment based on payment terms – the judge will ask you to make payments to us. As long as you make them, nothing else will happen.
- A suspended or postponed possession order – this means that we can repossess your home in the future, but only if you do not make the payments to us that the judge asks you to.
- A money judgment – this is an official record that the county court keeps about your debt. It is also known as a county court judgment (CCJ) and will make it hard for you to get credit (loans and mortgages) in the future.
- A final order for possession – we can ask for this if you have fallen behind with rent several times before, have broken other parts of your tenancy agreement or moved out without telling us. It means the district judge will tell you to leave your home by a set date.
Who pays the court costs?
We will ask the court to charge you for any court costs.
Will I lose my home?
We don’t want you to, and we will only evict you as a last resort if we have tried every other solution.
Please talk to us now to sort out this problem.
How do I make a complaint or comment about your service?
If you feel that we have treated you unfairly or dealt with your case badly, please contact the person that you were dealing with, or our customer service team. We will try to sort it out for you as quickly as possible. If we cannot do this, you can make a formal complaint.
To do this, please contact us in any of the following ways.
Write to:
Complaints Co-ordinator
Westlea Housing Association
Methuen Park
Chippenham
Wiltshire
SN14 0GU
Phone: 01249 465465
E-mail: enquiries@westlea.co.uk
What about if I am happy with your service?
It is always nice to know when you are happy with our service. If you think we have done something well, please tell the member of staff involved or the customer services team.
Money advice
North Wiltshire Citizens Advice Bureau
We have set up a scheme with North Wiltshire Citizens Advice Bureau to make sure you get help with:
- claiming the benefits you are entitled to;
- making your money go further;
- any financial difficulties;
- banking, and what to do if you don’t have a bank account; and
- finding affordable credit (saving and borrowing from a credit union).
If you would like to find out about benefits you may be entitled to
Your Citizens Advice project worker will:
- check whether you are entitled to a benefit;
- check you are receiving the right amount;
- help you to make a claim or appeal;
- help you if you have been paid too much and have to pay some back; and
- tell you how to get specialist help.
If you need help with financial problems
Your Citizens Advice project worker will help you to:
- put together a realistic budget;
- talk to people you owe money to, and agree affordable repayments; and
- deal with legal action taken against you.
You can contact the project worker by:
- e-mailing the Citizens Advice Bureau at westlea@northwiltscab.org.uk;
- phoning 01249 445115 (extension 3); or
- texting the Citizens Advice Bureau on 07890 733919.
If you would like to find out how to make your money go further...
The North Wiltshire Citizens Advice Bureau also has a ‘Money Friend’, who will help you to:
- reduce the costs of your electricity and gas;
- get the costs of your water supply reduced (depending on your circumstances);
- set up a bank account or credit union account which is suitable to your situation;
- apply for grants; and
- get access to the Government’s Child Trust Fund.
You can contact your Money Friend by:
- e-mailing the Citizens Advice Bureau at moneyfriend@northwilts.cab.org.uk;
- phoning 01249 445115 (extension 3); or
- texting the Citizens advice Bureau on 07890 733919.
The citizens advice bureau’s main phone number (for any other advice) is 0845 1203707.
The national Citizens Advice website address is www.citizensadvice.org.uk.
You can download a copy of this information in PDF format here.
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